Large Dog Breeds Exceptions: Many companies offer an exclusion for German Shepherds, Great Danes, Rottweilers and Staffordshire Terriers because of their history with hip dysplasia.

Bulldog Issues: Bulldogs have many health problems, thanks to their flat facial structures and breathing issues. They tend to react negatively to warm weather and can have problems sleeping at night. Many bulldogs also suffer from hip dysplasia as they age.

Cocker Spaniel Waiting Period: Many pet insurance companies will not ensure an English Cocker Spaniel until the dog is two years old. This is because this breed of dog has been known to develop Familial Nephropathy, a genetic condition that is normally fatal. The disease tends to make an appearance in the first two years of a Cocker Spaniel’s life, which is why pet insurance owners require the two year waiting period.

Liability Insurance Requirements: According to the Lester Kalmanson Agency, certain dog breeds must have liability insurance before some pet health insurance companies will consider coverage. This list typically includes:

• Akitas
• Boxers
• Chow chows
• Doberman pinschers
• Great Danes
• German shepherds
• Pit bulls
• Siberian huskies
• Presa Canario bulldogs
• Alaska malamutes

What is the Real Price of that Cute Puppy Behind the Glass?

You may find this surprising, but the reality is that you may end up spending over $20,000 on your family pet in his or her life span.

You can’t believe this?

Let’s bark about this for a few moments. Sure, you may only pay around $100 to get that puppy from your neighborhood animal shelter, but by the time you add in expenses for the next twelve years, you have just made the initial payment on a brand new home.

Because it is such a huge financial expense to pay for pet care, you might want to consider getting a pet insurance policy while the animal is still a puppy. Having a pet insurance can alleviate your vet bills that stem from necessary, preventative pet care, accidents, and illnesses. Of course your pet is more than just an animal; he or she is a treasured family member. For this reason, you want to be able to give your furry friend the finest in quality care.

You Actually Underestimate the Pet Cost

The financial figure is broken down in this manner: the yearly cost associated with having a canine is estimated on average as $2,080; feline owners pay an estimated average of $1,320. This number includes not only day-to-day expenses such as food, toys and treats, collars, leashes, and training but also fees related to grooming, vet care, and boarding. Not surprisingly, half of that cost is vet care. That share does not include the price for medicines and other medical supplies.

Cat owners are estimated to annually pay $1,320 in costs associated with their pets while dog owners pay an estimated annual expense of $2,080.

Obtaining a health insurance plan for your pet is an easy way to manage the costs that come with owning a pet. A large number of the pet health policies will come with a detailed schedule of benefits that makes owners aware of the allowances available to them during each policy year. All of the allowances are itemized and classified by condition and corresponding treatment. The complete reimbursement amount can be received for each incident in which the animal experiences a unique, injury that is not related to a previous one. The deductible must also be considered with each reimbursement request.