Comments on: PurinaCare http://www.bestpetinsurance.com/purinacare.html Compare pet insurance plans and find the best pet insurance for your pets. Thu, 02 Sep 2010 16:02:33 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: MattHohenstreet http://www.bestpetinsurance.com/purinacare.html/comment-page-1#comment-1975 MattHohenstreet Mon, 17 May 2010 20:45:18 +0000 http://www.bestpetinsurance.com/?p=802#comment-1975 I shopped and shopped around trying to find a decent pet health insurance plan before I decided to buy Purinacare for my three Chihuahuas (age 8, 2 1/2, and 4mos). Regretfully after submitting a couple minor vet bills to Purinacare, I was discouraged that they don't cover very much. I even bought the upgraded "preventative care" policies. I read that it covered dental, but - it doesn't. I got denied on $109.84 for a cleaning that included the removal of one tooth. When I called their customer service, they told me it was denied because the tooth was a "pre-existing condition". LOL I laughed! You've got to be kidding me? Guess the tooth was in existence previous to the vet removing it. I didn't realize needing a tooth removed was a "condition". Essentially, after having the policies less than 2 months - I can see that this will result in constant "issues" trying to fight with Purinacare on what they cover and what they won't. Especially when they can hide behind the "pre-existing condition" denial for about anything they choose not to pay. Honestly - Put the money you are thinking about spending on a policy into a separate savings account at your local bank. That way when you have vet bills, you'll have some money saved up & set aside for it. Don't flush your money down the toilet by buying Purinacare. After the $250 deductible and $40 a month - to only get an 80% reimbursement amount for things they don't decline/deny..... Definitely NOT worth the time, money, & frustrations. I shopped and shopped around trying to find a decent pet health insurance plan before I decided to buy Purinacare for my three Chihuahuas (age 8, 2 1/2, and 4mos).
Regretfully after submitting a couple minor vet bills to Purinacare, I was discouraged that they don’t cover very much. I even bought the upgraded “preventative care” policies. I read that it covered dental, but – it doesn’t. I got denied on $109.84 for a cleaning that included the removal of one tooth. When I called their customer service, they told me it was denied because the tooth was a “pre-existing condition”. LOL I laughed! You’ve got to be kidding me? Guess the tooth was in existence previous to the vet removing it. I didn’t realize needing a tooth removed was a “condition”.

Essentially, after having the policies less than 2 months – I can see that this will result in constant “issues” trying to fight with Purinacare on what they cover and what they won’t. Especially when they can hide behind the “pre-existing condition” denial for about anything they choose not to pay.

Honestly – Put the money you are thinking about spending on a policy into a separate savings account at your local bank. That way when you have vet bills, you’ll have some money saved up & set aside for it. Don’t flush your money down the toilet by buying Purinacare. After the $250 deductible and $40 a month – to only get an 80% reimbursement amount for things they don’t decline/deny….. Definitely NOT worth the time, money, & frustrations.

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