PetCare (by PETCO) offers 100% coverage after a $100 deductible up to a certain amount. Coverage includes first-time illnesses (up to $500), car accidents (up to $1000) and poison ingestion (up to $1000), among others. Your first month costs just $1, and after that you’ll pay $14.05 monthly. (The site indicates prices vary by state; visit the site for a location-based quote).

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