Compare Plans
Compare Pet Insurance
Researching pet insurance? Check out this side by side comparison of some of the most popular pet care plans.
| Plan |
 |
 |
 |
| Pets Covered |
All Pets (including exotics) |
Dogs and Cats |
Dogs and Cats |
| Enrollment |
New enrollments up to ten years of age. |
As early as 8 weeks until 8 years. |
As early as 8 weeks. Upper limit not listed on site. |
| Monthly Cost |
$20.00 a month, on average. |
Has five different plans, ranging from $9.50/mo to $77/mo. |
Has five different plans, ranging from 25 cents to $2.24 a day. |
| Benefits Limit |
$14,000 per year. |
Max yearly benefit $13,000. |
Most expensive plan has a maximum benefit of $13K per year. |
| Vaccinations/Sterilization |
Sterilization is covered. |
Does not cover sterilization. |
Routine vaccinations are covered. Three plans include a sterilization option. |
| Discounts |
Discount for multiple pets. |
Discount for multiple pets and pets. |
Discount for multiple pets. |
| Additional Information |
Can include acupuncture and massage therapy benefits. |
Helps to pay for treatments for chronic or long-term conditions. |
Offers a policy for older dogs that has no upper age limit. |
| Plan |
 |
 |
 |
| Pets Covered |
Dogs and Cats |
Dogs and Cats |
Dogs and Cats |
| Enrollment |
As early as 8 weeks until 8 years. |
As early as 8 weeks for both dogs and cats. Dogs are covered up to 8 years. Cats are covered up to 10 years. |
As early as 8 weeks until the end of the pet’s life. |
| Monthly Cost |
$29.95 a month, on average. |
$25 a month, on average.< |
$32 a month, on average. |
| Benefits Limit |
No annual limit. |
$2,000, $5,000 or $10,000 per year. |
Lifetime limit of $99,750. |
| Vaccinations/Sterilization |
Sterilization is not covered. |
Sterilization is not covered. |
Sterilization is covered with the addition of a wellness plan. |
| Discounts |
Discount for multiple pets. |
Discounts for multiple pets, micro-chipped pets, veterinary workers, and service dogs. |
Discount for multiple pets. |
| Additional Information |
Allows you to choose any vet, anywhere, so long as the doctor is licensed. |
Covers genetic conditions. |
Allows you to choose any vet, anywhere. |
Is VPI pet insurance the only insurance out there that covers exotic pets? Because, after reading all of their coverage exclusions, it seems to be a rather worthless pet insurance. I have pet rats, though, and I need to find an insurance that actually covers them. Any ideas?