Compare Plans

Compare Pet Insurance
Researching pet insurance? Check out this side by side comparison of some of the most popular pet care plans.

Plan VPI ASPCA Pet Health
Pets Covered All Pets (including exotics) Dogs and Cats Dogs and Cats
Enrollment New enrollments up to ten years of age. As early as 8 weeks until 8 years. As early as 8 weeks. Upper limit not listed on site.
Monthly Cost $20.00 a month, on average. Has five different plans, ranging from $9.50/mo to $77/mo. Has five different plans, ranging from 25 cents to $2.24 a day.
Benefits Limit $14,000 per year. Max yearly benefit $13,000. Most expensive plan has a maximum benefit of $13K per year.
Vaccinations/Sterilization Sterilization is covered. Does not cover sterilization. Routine vaccinations are covered. Three plans include a sterilization option.
Discounts Discount for multiple pets. Discount for multiple pets and pets. Discount for multiple pets.
Additional Information Can include acupuncture and massage therapy benefits. Helps to pay for treatments for chronic or long-term conditions. Offers a policy for older dogs that has no upper age limit.

Plan PetCare Embrace PetsBest
Pets Covered Dogs and Cats Dogs and Cats Dogs and Cats
Enrollment As early as 8 weeks until 8 years. As early as 8 weeks for both dogs and cats. Dogs are covered up to 8 years. Cats are covered up to 10 years. As early as 8 weeks until the end of the pet’s life.
Monthly Cost $29.95 a month, on average. $25 a month, on average.< $32 a month, on average.
Benefits Limit No annual limit. $2,000, $5,000 or $10,000 per year. Lifetime limit of $99,750.
Vaccinations/Sterilization Sterilization is not covered. Sterilization is not covered. Sterilization is covered with the addition of a wellness plan.
Discounts Discount for multiple pets. Discounts for multiple pets, micro-chipped pets, veterinary workers, and service dogs. Discount for multiple pets.
Additional Information Allows you to choose any vet, anywhere, so long as the doctor is licensed. Covers genetic conditions. Allows you to choose any vet, anywhere.
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One Response to “Compare Plans”

  1. Rebecca says:

    Is VPI pet insurance the only insurance out there that covers exotic pets? Because, after reading all of their coverage exclusions, it seems to be a rather worthless pet insurance. I have pet rats, though, and I need to find an insurance that actually covers them. Any ideas?

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