You might still be debating when (or if) you should get the best pet insurance available, not wanting to shell out the extra twenty to fifty bucks a month. If you live in a highly-wooded or desert area, you might want to factor the everyday dangers that your dogs and cats face before making your final decision.

According to PR Newswire, there are ten animals that provide an immediate threat to your dogs, should they be actively involved in your outdoor environment.

1. Snake
2. Coyote
3. Raccoon
4. Squirrel
5. Scorpions
6. Javelina
7. Porcupine
8. Ground Hog
9. Skunk
10. Rats

The best pet insurance will cover anything from lacerations to bite wounds. In contrast, treatment for these types of injuries can run several hundred to thousands of dollars if you don’t have coverage.